BEFORE YOUR ORDER YOUR CREDIT REPORT:

Call us at 718-615-0123 for a FREE consultation and to have one of our consultants assist you with obtaining the appropriate credit report.  Our consultants are trained to assess whether you should request a free or paid report depending on your situation.

By Law, you are entitled to receive one free credit history report from all three credit bureaus once every 12 months.

TO OBTAIN A FREE CREDIT REPORT, VISIT:
www.annualcreditreport.com

When to request Free Credit Reports:

• For a FREE analysis by one of our skilled advisors.
• If you haven’t seen your credit report in a while.
• If you are currently able to afford the minimum balance and are considering becoming a member.

When to request Official Paid Credit Reports:

• If you are in collections or believe that some of your accounts may have already been charged off and are ready to get started with us.

Tips:

• Be sure to write down any reference numbers and login info used in case you need to reference it later.

• Always create a Printable PDF immediately upon signing in, just in case it times out and you aren’t able to log back in.

• If you have not seen your credit reports in a while and are still currently able to afford to pay the minimum balance on your credit cards, only request a report from one of the three bureaus so we can do a FREE analysis. We recommend this because you are entitled to one free one a year from each bureau, so if you only request one now, you will be able to request the other two at a later time.

• Unless you really want it, if you are already in collections and/or know of many negative marks on your credit history, do not pay the extra money to see your credit rating. It is no secret that your score is probably low, so save your money until after we do some work.