Read why we don’t recommend Debt Settlement, Bankruptcy, or Consolidation.

It is a combination of effective & legal strategies which help you, repudiate (challenge & reject) unjust debt,  keep & protect your money and property, restore your credit history, as well as chart an intelligent direction for a better future.

THE PROGRAM INCLUDES:

STEP 1. “Holistic” Financial Analysis + Strategic Planning:

We analyze your whole financial situation and apply the current economic trend factors and forecasts to yield a “strategic plan” response on “what we would do” in your position.  This initial step is one of the most important, as it allows you to prepare for the future intelligently rather than blindly.  Our experts are constantly following the Real Market Trends in Economic, Geopolitical, Environmental, Energy, Food, Safety, State Freedoms Indices, Gold & Silver, Stock  & Money Market Trends and risks as well as various other factors.  All this wealth of information is applied to your individual case resulting in an intelligently planned solution.

STEP 2. Debt Repudiation:

If you can no longer pay for your debt or forsee such a possibility in the future then you may want to repudiate your debt and stop paying the unjust & invalid unsecured loans and credit cards (Learn Why Your Debt is A Worthless Lie).  By doing so you will declare your independence from the modern day slavery “system”, keep your money, and begin on the path to liberation.  Here’s what will happen:

• In approximately 6 months after you’ve stopped making payments, the creditors will begin to “charge off” most of your accounts and sell them to third parties (Collection agencies). The creditor, by “charging-off” your account usually gets reimbursed for the debt by: Credit Default Insurance AKA Credit Default Swap, Tax write off or Collector’s purchase. That’s right, the debt is already PAID FOR when the Creditor charges off the account.  More Info on Credit Default Insurance.
  

• Once you received the collection notices, we will immediately challenge the collector to provide Proof of claim through Proper Presentment (which they cannot provide), A valid assignment, a valid original or certified true copy of an original contract (which they cannot provide), original receipts for all purchases (they cannot provide), and many other key factors which help prove that the debt collector has no standing and never did.  The collector never lent you any money at all, nor entered into any agreement, nor provided any services.
  

• The Typical response to our challenge is one of the following: 1). Collector ceases all collection efforts and replies with a letter stating the account has been closed.  2). Collector fails to respond at all (violation of fair debt collection practices act)  3). Collector resells your account to another collector (drops the ball on your case).  4). Collector responds with improper documents.  These are all good results verifying that they cannot prove the debt.  Often times, when challenged, the collection account is never even reported to your credit history.  You can always Settle the debt, by why would you want to if it cannot be proven valid?

STEP 3. Asset Protection (Property, Vehicles, Bank Accounts & Wages):

1. Property / Vehicles: In some rare cases where a collector or creditor ignores the law and decides to sue, we block them off by protecting your property.  We set up a company in your name to be the owner of a lien which will be placed on your property and vehicles, thus, blocking any creditor/collector liens and protecting the equity in your property/s.  This makes you judgment-proof.
2. Bank Account: Your company also acts to create a “holding company” bank account in a business name to replace your personal bank account and protect you from bank levies/freezes.
3. Wages: There are currently 6 states where wage garnishment is prohibited or severely restricted:  PA, NC, SC, TX, NH, FL.   Other states vary depending your circumstance.  Call us at 1-877-417-8393 to learn about your state’s procedure.

For more details on asset protection, click here.

STEP 4. Advanced Credit Restoration

We challenge all three credit agencies to delete the negative accounts which the collectors and creditors cannot prove as valid, or accounts which have errors on them.  This process takes from 6-12 months and accomplishes positive results.  For most, credit history is becoming less and less of a factor in their everyday life, however, as a good backup option, it’s good to have it worked on.  See proof of credit bureau responses here: Proof

* All information provided is for educational purposes only.